Social Security Disability

Can I Get Social Security If I’m Not a U.S. Citizen?
Social Security Disability

Can I Get Social Security If I’m Not a U.S. Citizen?

Millions of Americans receive Social Security benefits, and nearly everyone who works in the U.S. pays the Social Security payroll taxes that help to fund the retirement program.
For the most part, the rules on Social Security for noncitizens are very similar to what U.S. citizens have to observe in order to get benefits.
Below, we’ll go through what it takes to get Social Security as a noncitizen and what actions you can take to ensure that you get the most you can from the program.
The general rule for noncitizens: Yes, you can get benefits if you would otherwise qualify for them The Social Security Administration is quite forthcoming in saying that most noncitizens can get Social Security benefits under certain circumstances.
Disability benefits have differing work credit requirements based on age, while spousal or survivor benefits are generally available under the separate rules that govern those benefit categories.
Living in the U.S. is a typical requirement for noncitizens to receive Social Security benefits, and ordinarily, the SSA will stop paying benefits to noncitizens if you’ve been outside the U.S. for six months in a row.
Even noncitizen spouses who’ve never been to the U.S. can sometimes get benefits under Social Security.
The key is whether the country in which they have legal residency or the country of which they’re a citizen has an appropriate treaty with the U.S. that allows for benefits.
Despite the fact that many people without legal immigration status work and pay payroll taxes in the U.S., you can’t receive benefits unless you obtain legal immigration status in the future.
Once you learn how to maximize your Social Security benefits, we think you could retire confidently with the peace of mind we’re all after.

3 Reasons to File for Social Security on Time
Social Security Disability

3 Reasons to File for Social Security on Time

But we can actually start collecting as early as age 62 and as late as age 70.
Meet your full retirement age Here’s a quick way to see what your FRA is: Birth Year Full Retirement Age 1943 to 1954 66 1955 66 and 2 months 1956 66 and 4 months 1957 66 and 6 months 1958 66 and 8 months 1959 66 and 10 months 1960 or later 67 Your FRA matters, because you can make your benefit checks bigger by starting to collect them after your FRA and can make them smaller by starting to collect early.
Start Collecting at: Full Retirement Age of 66 Full Retirement Age of 67 62 75% 70% 63 80% 75% 64 86.7% 80% 65 93.3% 86.7% 66 100% 93.3% 67 108% 100% 68 116% 108% 69 124% 116% 70 132% 124% Given all that, you might now be convinced that you should wait until age 70 to start collecting, for the bigger checks.
Or maybe you’re aiming to start collecting at age 62, to help you retire early.
The Social Security Administration has explained that, “If you live to the average life expectancy for someone your age, you will receive about the same amount in lifetime benefits no matter whether you choose to start receiving benefits at age 62, full retirement age, age 70 or any age in between.”
Your higher-earning spouse is delaying collecting Another reason to start collecting your benefits on time (if not earlier) is if you’re married and your spouse has collected higher earnings from his or her jobs.
If you’re the one expecting smaller checks, you might start collecting your benefits on time, so that the two of you have some Social Security income arriving until the point at which both of you have checks arriving each month.
There are many other strategies for how best to time your Social Security benefits and for maximizing your benefits.
Because it’s a good compromise Ideally, many or most of us would retire early — starting to collect Social Security at age 62.
You may be able to retire right around your full retirement age and start collecting Social Security on time.

4 Ways Your Social Security Benefits Are Being Reduced
Social Security Disability

4 Ways Your Social Security Benefits Are Being Reduced

Full retirement age increases reduce aggregate payouts Back in 1983, the Reagan administration passed the last major overhaul of Social Security.
On the other hand, if you wait until after your full retirement age, you can actually further boost your monthly stipend.
When passed in 1983, the Amendments mapped out a two-year increase in the full retirement age, from 65 to 67, over a span of four decades.
As the full retirement age increase, future retirees have to either choose to wait longer to receive their full benefit, thus reducing the number of years they’re collecting a benefit, or accept a steeper reduction to their payout if they claim early, hurting their aggregate payout over the long run.
This new revenue stream applied ordinary federal income tax on 50% of single filers’ or couples’ Social Security benefits if they respectively earned more than $25,000 or $32,000 in adjusted gross income (AGI).
Further, an inflationary measure for seniors, such as the Consumer Price Index for the Elderly, would still fail to account for Medicare Part A (hospital insurance) expenses, causing it to still underrepresent the true inflation seniors are facing.
The current payout schedule is unsustainable beyond 2034 And as the icing on the cake, the Social Security Board of Trustees released its annual report in 2017 and found that the program will be facing a major funding gap over the next 75 years.
According to the report, Social Security is expected to begin paying out more in benefits than it’s generating in revenue by 2022.
That’s a reduction in benefits for current and future retirees.
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37 States That Don’t Tax Social Security Benefits
Social Security Disability

37 States That Don’t Tax Social Security Benefits

While the federal government does tax some of your benefits once your income reaches a certain level, the good news is that a lot of Americans live in states that won’t tax Social Security.
In fact, there are a total of 37 states where you can enjoy your Social Security benefits without paying state taxes on this important source of income.
Which states don’t tax Social Security benefits?
It’s important to consider all taxes you may have to pay as a retiree — including taxes for property, 401(k) and pension income, sales tax, gas taxes, and other state and local taxes — when you make a decision on where to live during your golden years.
You could still owe federal taxes on Social Security benefits If you live in a state that doesn’t tax your Social Security benefits, this doesn’t necessarily mean you’ll enjoy totally tax free income from Social Security.
Not all income counts when determining if you’re taxed.
But a handful of little-known “Social Security secrets” could help ensure a boost in your retirement income.
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3 Awful Reasons to Start Taking Social Security Benefits at 70
Social Security Disability

3 Awful Reasons to Start Taking Social Security Benefits at 70

Here’s how much you might amass, depending on how far from retirement you are: Growing at 8% for $5,000 invested annually $10,000 invested annually $15,000 invested annually 5 years $31,680 $63,359 $95,039 10 years $78,227 $156,455 $234,682 15 years $146,621 $293,243 $439,864 20 years $247,115 $494,229 $741,344 25 years $394,772 $789,544 $1.2 million 30 years $611,729 $1.2 million $1.8 million Some or much of your nest egg might be used to buy fixed annuity income, and/or it could be parked in dividend-paying stocks.
Remember also that many people who plan to retire at 70 or later end up retiring earlier, due to an unexpected job loss, or a health setback, or having to care for a loved one, among other reasons.
Because you think bigger checks will always mean getting more from Social Security You can make your retirement benefit check bigger than what you’d get if you started collecting at your full retirement age — by delaying when you start collecting.
First, understand that the age at which you can start collecting what the Social Security Administration has calculated to be your full benefits is referred to as your full retirement age (FRA).
For every year beyond your FRA that you delay starting to receive benefits, you’ll increase their value by about 8% — until age 70.
Remember, after all, that while delaying from 67 until 70 can add $400 to your monthly checks for the rest of your life (plus inflation-related increases), you’ll miss out on three years of $2,000 checks — 36 of them, which total $72,000.
Once you reach your FRA, though, you can collect Social Security benefits and can earn any amount of money, and your benefits won’t be reduced.
Thus, don’t wait until age 70 to start collecting your benefits just to avoid having your benefits reduced.
Good reasons to take Social Security benefits at 70 Despite the three bad reasons above for delaying starting to collect Social Security until 70, there actually are some good reasons to do so.
Remember, too, that there are even more ways to get the most out of Social Security.

How Big Will My Social Security Disability Benefit Be?
Social Security Disability

How Big Will My Social Security Disability Benefit Be?

Most people focus on the retirement benefits that Social Security pays.
Below, we’ll look more closely at how the Social Security Administration calculates disability benefits and what amounts you and your family members might be entitled to receive.
Can I get disability benefits under Social Security?
After that, though, the requirement goes up by half a year for every two additional years of age, topping out at 9.5 years for those age 60 or older.
The process for calculating disability benefits is very similar to that for retirement benefits.
So $805.50 plus $673.60 equals $1,479.10, so that’s what your primary insurance amount would be, and that typically matches up to what you’ll receive for your own disability benefit.
For disability benefits, the SSA recognizes that if you’re disabled early in your career, there’s no way you’ll have a 35-year work history.
Take one-fifth of that number of years.
The result is the number of years of earnings included in your work history.
If the total payments on your account are greater than 150% to 180% of your primary insurance amount, then the SSA will limit the amounts paid to family members proportionately in order to stay under the family maximum.

Va. man jailed after failing drug tests while on probation
Social Security Disability

Va. man jailed after failing drug tests while on probation

Rodney Nock, 31, of Accomac, told the court he received Social Security Disability Insurance because of mental issues.
Kiana Fitchett told the court her brother had lived with her in the past, “but he didn’t pay rent so I told him to go.
He has an attitude,” she told the judge.
But Fitchett said she was again willing to take him into her Virginia Beach home.
“He has tested positive in every drug screen for the last eight months.” More: Fight with officer ends with jail time for Va. man Wolfe told the court Nock owed $5,000 in restitution and “has not made one payment.” She asked that his probation be revoked and that he receive some of the 18 years of suspended time hanging over his head.
“He has blatantly violated the terms of his probation,” Wolfe said.
By your actions, you have given me the right to take 18 years of your life and put you in the penitentiary.” He told Nock he had a list of things for him to do and warned that, if they are not done, Nock will be incarcerated.
Lilly said when he is released, Nock will live at his sister’s Virginia Beach address, pay rent and make restitution payments.
You will obey the instructions of your probation officer, no drugs or alcohol.”
Lilly asked his sister to look into the matter of his lost Medicaid card and drive him to his appointments.

Nancy Pelosi: Democrats shouldn’t focus on ‘rumors’ about Trump’s ‘personal life’
Social Security Disability

Nancy Pelosi: Democrats shouldn’t focus on ‘rumors’ about Trump’s ‘personal life’

House Minority Leader Nancy Pelosi said Thursday that Congress shouldn’t get involved in investigating President Trump’s alleged 2006 affair with adult film star Stormy Daniels, arguing that there are much more pressing issues at hand such as the budget and national security.
“Let me just say that I’m more concerned about the president’s policies, which undermine the national security of America’s working families,” Mrs. Pelosi, California Democrat, said during a news conference.
“For example, his budget — cutting Medicare, cutting Medicaid, cutting Social Security disability benefits, cutting Housing and Urban Development, cutting food stamps, cutting education.
“That’s what Congress should get involved with,” she continued.
“So I don’t know that we necessarily have to get involved in any of that.
You can be sure if any of that were happening with the Democrats, the Republicans would be very involved in it, but our time should be spent making the future better for the American people and creating good-paying jobs, reducing costs.” Mrs. Pelosi said Congress should be invested in creating an economy “that works for everyone” and not wasting time investigating “rumors about the president’s personal life.” Mr. Trump has denied engaging in a consensual sexual encounter with Ms. Daniels at a hotel room in 2006, one year after he married first lady Melania Trump.
Ms. Daniels, whose legal name is Stephanie Clifford, filed a lawsuit against the president this week seeking to void a nondisclosure agreement she signed toward the end of the 2016 presidential election, which would have prevented her from discussing their alleged affair.
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National Consumer Protection Week
Social Security Disability

National Consumer Protection Week

Looking to protect yourself from fraud, identity theft, and scams?
This week, March 4-10, is National Consumer Protection Week, when we join the Federal Trade Commission (FTC) to help consumers understand their rights and make well-informed decisions about money.
You can join us today at 11:00 a.m. EST on Facebook for a special edition of Social Security Live, with Lisa Schifferle of the FTC.
We’ll be discussing consumer protection tips, including how to protect yourself and your loved ones from scammers.
Don’t miss this opportunity to hear from the experts how to protect what’s important to you!
You can visit the National Consumer Protection Week website here to read recent scam alerts and learn about a variety of topics, like privacy, identity, online security, and more.
Social Security has a robust cyber-security program to help us protect the information and resources entrusted to us.
You can help secure your information by opening a personal my Social Security account.
We’ll continue to do our part to protect what’s important to you and share information on how to protect yourself all year-round.
Don’t forget to RSVP to our special Facebook Live event today!

Equifax Says Another 2.4 Million Customers Hit By Data Breach In 2017
Social Security Disability

Equifax Says Another 2.4 Million Customers Hit By Data Breach In 2017

Equifax Inc (EFX.N) said on Thursday that it identified an additional 2.4 million U.S. consumers affected by last year’s massive data breach, bringing the total number of people whose data was compromised to more than 147 million.
The company said in a statement that the newly identified victims had their names and partial driver’s license information stolen, but that the hackers had not obtained their Social Security numbers.
The breach, which was first disclosed in September, has triggered investigations by governments around the world, lawsuits and the departure of several Equifax executives.
The U.S. Senate’s Committee on Commerce, Science and Transportation plans to obtain more information on the newly identified victims, said the group’s chairman, Republican John Thune.
“The company should have acted sooner to mitigate the impact on these additional affected consumers,” Thune said in a statement.
“Equifax needs to put consumers first and shouldn’t be trying to clean up its mess in a piecemeal fashion.” Equifax will release fourth-quarter results on Thursday afternoon, earnings that will give investors a clearer picture on how much it will cost the company to recover from the hack.
The company in November said breach-related costs totalled $87.5 million in third quarter.
It issued a fourth-quarter outlook that missed Wall Street forecasts, predicting $60 million to $75 million in costs related to the incident during the period.
Equifax said on Thursday it would contact the newly identified breach victims and offer them free identity theft protection and credit monitoring services.
The company’s shares were down 2 percent at $110.76 in late afternoon trade, in line with a decline in broader U.S.